I think many people fail to realize that small amounts of money -- those crumpled little notes of ten pounds sterling, the blue NTD bill, or the Andy Jack bills in America -- these things, worked correctly, turn into capital.
Yes, really, truly.
The process is simple: you open an account that's separate from your main bank account. (I like Capital One 360 checking, which gives a $50 bonus for joining, or Schwab Investor Checking which reimburses ATM fees).
Then you put those single, solitary bills in that account, and don't spend them.
That's it. That's the entire start of the process. If you diligently put that crumbled bill in there instead of buying an extra bucket of fried chicken, then you wind up building capital, which can later be used to make investments into financial securities or into your own business endeavors.
I don't know why more people don't do it. It's marvelous watching mere income turn into capital.